Smart Funding for Ambitious Business Owners
Business Loans with Lending HQ
f you’re planning to purchase a new business or need capital to invest in your current one, a business loan from Lending HQ could be the solution.
At Lending HQ, we understand the unique challenges business owners face—from start-up costs to funding new equipment and expanding operations. Our expert team works closely with you to structure a loan that aligns with your goals, ensuring you get the support you need to grow with confidence.
Let us take the stress out of business finance, so you can focus on what you do best—running and scaling your business.
Tailored Lending Solutions for Your Business
Commercial Loans & Asset Finance
When it comes to critical financial decisions, expert guidance and personalised support make all the difference. At Lending HQ, our extensive experience and hands-on approach ensure you receive the right advice—when it matters most.
Whether you’re purchasing a business, expanding operations, or upgrading essential assets, our Expert Mortgages Team understands that commercial finance is not one-size-fits-all. We approach every loan with strategic insight and a commitment to helping your business grow.
Documents required for a business loan
Financials for business
Financials for the business prepared by a chartered accountant. This is a reflection of the history of the business.
Sales and Purchase Agreement
A sale and purchase agreement is a legally binding contract between you and the buyer.
Copy of Lease Agreement
Copy of the Lease agreement if the business is going to operate out of a commercial premise.
How Much Can You Borrow?
At Lending HQ, we help you understand how much funding you can access based on your unique business profile.
Typically, banks will lend up to 50% of the business value or purchase price (excluding GST).
If you need a higher loan amount, we can explore using additional security, such as your home or investment property. In these cases, lending can go up to 80% of the value of the assets used as security.
Interest Rates & Loan Terms
Since business lending involves greater risk than residential lending, interest rates are generally higher than standard home loan rates.
Loan terms vary depending on your business needs and financial profile, but most business loans offer repayment terms of up to 10 years.
Our expert team will guide you through the options, ensuring the loan structure suits your cash flow and long-term plans.
